Can I get a mortgage?
Check if you are eligible
Discover your borrowing potential with personalized advice from our experts. Get a free consultation today.
Expert mortgage guidance
Tailored Mortgage Solutions, From Stepping on the Property Ladder to Savvy Investments. Our chaps and chappesses in financial advice are more than just paperwork wranglers. They'll be your guide throughout the process, unlocking exciting opportunities, be it your dream gaff, a cracking buy-to-let investment, or a stonking remortgage deal. Pop in for a chat today – you might be chuffed at what you can achieve!
How much can I borrow?
The salary calculator is based on Gross salary x4.5 to x5 and is an indicator of what some lenders may lend. We haven’t taken into account any current commitments that may reduce this amount. This figure should only be used as a guide, please contact us for personal and accurate advice.
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it.
Explore your mortgage options with us
Our in-house mortgage wizards (we mean experts, of course!) are here to chat and understand your unique situation. We work side-by-side with you to find the best mortgage deal, tailored just for you.
Zero deposit mortgage
Ditch the upfront burden and get on the property ladder faster. Explore our competitive rates and find the perfect mortgage to make your dream gaff a reality, without the initial financial strain.
Commercial Mortgage
Shops, offices, warehouses - we tailor commercial mortgages for your vision. Vast lender network unlocks competitive rates for acquisitions, expansions, or refinances.
First-time buyer mortgage
For many first-time buyers, a mortgage with lower upfront costs and more flexible credit requirements can make all the difference. Let us guide you through the options tailored to your needs.
Buy to Let mortgage
Considering property investment in Essex or London? Opt for a Buy to Let mortgage, underwritten from the property, not just your income, providing added peace of mind.
Remortgage
Thinking of home improvements, debt consolidation, or expanding your property portfolio? Explore the potential of remortgaging to access additional funds. Let's discuss your options today.
Limited company mortgage
Discover even more possibilities with guidance from our in-house mortgage advisors. Did you know this option can supercharge your property portfolio's tax efficiency?
Contractor mortgage
Self-Employed, Freelancers or contractors? Citymize gets it. We tailor mortgages for your income flow, making homeownership a reality.
Shared ownership mortgage
Buy a chunk (25%-75%) of your dream gaff now, pay rent on the rest, and gradually increase your ownership over time. Let's chat and see if it's the right path for you.